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A family spends 89% of its income, Tirana the second most expensive capital in Europe

Politiko 2026-06-28 10:03:55

A family spends 89% of its income, Tirana the second most expensive capital in

As inflation and rising costs of living continue to put pressure on household budgets across Europe, affordability has become one of the defining economic issues for the average European citizen.

Tirana is ranked the second most expensive city in Europe, as a family of four with two adults on an average salary spends 89% of their income to live a normal life.

At these levels, Tirana ranks only behind Lisbon, which leads the list in Europe with a level of 12195.8%.

The data was revealed in a recent report by Tradingpedia. To find out which capital cities offer the best standard of living with the lowest financial burden in relation to monthly income, Tradingpedia compared data from 37 European capitals, taking into account daily expenses and average monthly net wages (“real” wages after all taxes and duties are deducted from the gross wage). The information for Albania was compiled by Monitor.

The report takes into account the net salary, which for Albania is 760 euros per month, and calculates the family income at 1520 euros per month, assuming two adults work. An expense for a family of four is calculated at 1353 euros per month, on which almost 90% of the income must be spent.


Albania has a much more expensive cost of living than other countries in the region. In Skopje, North Macedonia, where the average net salary is at similar levels to Albania, at 769 euros per month, monthly expenses for a family of 4 are 1037 euros, accounting for 67% of income, much less than in Albania.

In Belgrade, where the net salary is 1081 euros, the weight is 68.2%, while monthly expenses are slightly higher than in Tirana, reaching 1478 euros, but net salaries are about 30% higher.

In Podgorica, the average net monthly salary is 883 euros, higher than in Albania, and monthly expenses are lower at 1077 euros, making Sarajevo the city with the relatively lowest cost of living in the region, relative to income.

Data for Kosovo is not included in this report.

The cheapest city to live in is Brussels, where the average net monthly salary for a person is 2,945 euros, while monthly expenses are 2,653 euros, or 45% of income./Monitor

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